I love Denefits! While I do have insurance, the last time I went in for a treatment, I learned that my insurance wouldn’t cover it because it fell under “cosmetic” surgery. I was thankful when the dentist’s office asked me I’ve heard of Denefits before. After a quick explanation, I quickly jumped and said yes. I was accepted right away and it was an easy process. So far the payment has been everything that was explained to me and making small changes to my contract is a breeze. No complaints!